SUM8 Services Ashtamaya – The Sum of Trust
BMR Enclave, Kudlugate, Bangalore, Karnataka,IN
admin@sum8.in

Your Financial Growth, Our Priority

Experience banking that uplifts your life and business with trust, transparency, and tailored solutions.

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Your Dream Home, Now Within Reach

Stop paying rent and start building an asset. Get home loans at unbeatable rates starting from 8.35% with quick approvals.

Get Home Loan

Turn Aspirations Into Reality

From dream homes to personal milestones, we offer instant approvals and flexible EMIs to help you succeed.

Check Eligibility

Fuel Your Business Ambitions

Empower your enterprise with flexible capital. We support your vision with fast, secure business loans.

Get Business Loan

Empowering Small Dreams

Microfinance solutions designed for small businesses and women entrepreneurs. minimal documentation, quick access to funds.

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Experience the Power of Premium Credit

Unlock exclusive rewards, cashback, and lifestyle privileges. Choose from India's best credit cards tailored to you.

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The Road to Your Dream Car Starts Here

Stop dreaming and start driving. With our fast-track vehicle loans, experience instant approvals, flexible EMIs, and up to 100% on-road funding. Your journey begins now.

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Unlock the Hidden Value of Your Property

Leverage your property for high-value loans to fund your business or personal needs. Lower interest rates, longer tenure.

Apply for LAP

Complete Protection for You & Your Family

Secure your future with our comprehensive insurance plans. Whether it's Health, Car, or Life Insurance, we've got you covered.

Get Insured

Personal Loans for Every Need

Whether it's a medical emergency, wedding, or travel, get instant personal loans with attractive interest rates.

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Banking at the Speed of Life

100% Digital Process. Track applications, manage payments, and get support instantly. No branches, no queues.

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About Image
— ABOUT US —

Turning Financial
Possibilities into Reality

At SUM8 Services, we simplify access to finance by connecting individuals and businesses with the right loan solutions from India’s leading banks and financial institutions.

With deep industry expertise and a customer-first approach, we focus on transparency, faster approvals, and personalized guidance. Our goal is to help you make confident financial decisions—without the complexity of dealing with multiple lenders.

Our Mission

To simplify access to finance by delivering transparent, fast, and reliable loan solutions that truly support our clients’ growth.

Our Vision

To become a trusted financial partner nationwide by empowering smarter decisions through expert guidance and timely support.

1,500+

Successful Loan Cases

93%

Client Retention Rate

₹20 Cr+

Revenue Targeted by 2025

15+

Professional Advisors

— SERVICES —

Our Exclusive Services We Offer For You

Explore the basic services we offer. We also provide customized solutions.

Personal Loan Image

Personal Loan

Unsecured loan for personal needs — fast and flexible

Ideal for emergencies, weddings, medical bills, travel, or home repairs. No collateral required; interest rates vary by NBFC.
Learn more
No collateral
Business Loan Image

Business Loan

Working capital, expansion & equipment finance

Designed for MSMEs with faster approvals than banks. Can be secured or unsecured.
Learn more
For MSMEs

Microfinance / Small Loans

Loans for self-employed & small vendors

Useful for entrepreneurs, SHGs & micro vendors.
Learn more
Small ticket
Home Loan

Home Loan

Buy, construct, renovate your home

Faster approval than banks with flexible underwriting.
Learn more
Long tenure
Vehicle Loan Image

Vehicle Loan

Cars, bikes & commercial vehicles

Secured by vehicle — flexible EMI & tenure.
Learn more
Secured

Loan Against Property (LAP)

Higher loan amounts using property

Mortgage residential or commercial property for large requirements.
Learn more
High amount

— OUR TRUSTED PARTNERS —

Our partners from across the India

ICICI_Bank_Logo
HDFC_Bank_Logo
Axis_Bank_Logo
IDFC_Bank_Logo
Kotak_Bank_Logo
Indusind_logo
Bajaj Finserv_Logo
AdityaBirla_Logo
POONAWALLA_Logo
LT Finance_Logo
Piramal_Logo
Shriramfinance_logo
Incread_Logo
Tata capital_Logo
utkaesh_logo
HSBC_logo
Finnable_logo
cholamandalam_logo
cholamandalam_logo
Fullerton
— APPLY LOAN —

Apply for the Right Loan
Fast, Secure & Hassle-Free

Whether you need a personal loan, home loan, or business loan — apply easily with a simple digital process, quick approval, and transparent terms.

✔ 100% Digital Application Process
✔ Quick Eligibility Check & Approval
✔ Minimal Documentation Required
✔ Attractive Interest Rates
✔ No Hidden Charges

Apply for a Loan

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— WHY CHOOSE US —

Why Choose SUM8 Services?

We make loan applications simple, fast, and transparent—helping you choose the right financial solution with complete confidence.

Quick Loan Processing

Get faster approvals with our streamlined digital process and expert support at every step.

Safe & Secure

Your personal and financial data is protected with bank-level security and encrypted systems.

Best Loan Offers

We compare multiple lenders to help you get competitive interest rates and flexible repayment options.

Flexible Loan Options

Choose loan amounts, tenures, and repayment plans that fit your financial needs.

Hassle-Free Documentation

Minimal paperwork and fully online document submission for a smooth experience.

Trusted Financial Partner

Thousands of customers trust us for transparent guidance and reliable loan solutions.

Get Your Loan in 3 Simple Steps

1

Apply Online

Fill the simple application form with basic details. Takes less than 5 minutes to complete.

2

Get Instant Approval

Our AI system reviews your application and provides instant approval based on eligibility.

3

Receive Money

Once approved, funds are transferred directly to your bank account within 24 hours.

Calculate Your EMI

Loan Amount
₹
₹1,00,000₹1,00,00,000
Loan Tenure
Years Months
yrs
1 year10 years
Interest Rate
%
7% p.a.30% p.a.

Monthly EMI

₹ 0

Principal ₹ 0
Interest ₹ 0
Total ₹ 0
● Principal    ● Interest
×

Repayment Schedule

Month EMI Principal Interest Balance
— CHECK ELIGIBILITY —

Loan Eligibility & Documents Required

For Salaried Individuals

  • ✔ Age: 21 to 60 years
  • ✔ Minimum monthly income: ₹20,000+
  • ✔ Total work experience: 1–2 years
  • ✔ Current job tenure: Minimum 6 months
  • ✔ Credit Score: 650+ preferred

For Self-Employed

  • ✔ Age: 25 to 65 years
  • ✔ Minimum annual income: ₹3,00,000+
  • ✔ Business vintage: Minimum 3 years
  • ✔ ITR for last 2 years required
  • ✔ Stable business turnover
  • ✔ Credit Score: 650+ preferred

Documents Required

  • ✔ PAN Card & Aadhaar Card
  • ✔ Passport-size Photograph
  • ✔ Latest 6 months Bank Statements
  • ✔ Salary Slips (Salaried)
  • ✔ ITR (Last 2 years – Self-Employed)
  • ✔ Address Proof (if different from Aadhaar)
  • ✔ Employment / Business Proof
  • ✔ Additional documents as per lender

What Our Customers Say

★★★★★

"Absolutely seamless experience! I got my loan approved within hours and the money was in my account the next day. The interest rates are very competitive."

RP

Rajeneesh Pandey

Hyderabad, Telengana

★★★★★

"Best personal loan service I've used. The entire process was digital and transparent. No hidden charges, exactly what they promised. Highly recommended!"

SD

Saurav Dixit

Bangalore, Karnataka

★★★★★

"I needed urgent funds for a medical emergency. Their quick approval and disbursal helped me during a critical time. Forever grateful for their service."

AV

Avinash Chandra Verma

Delhi NCR

— FAQ —

Frequently Asked Questions

01

How quickly will the money be in my account?

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We value your time. In most cases, funds are disbursed within 24 hours of document verification. Pre-approved offers can be even faster!
02

Do I need collateral or security to apply?

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For Personal Loans and Microfinance, no collateral is required. We offer unsecured loans based on your profile. Business and property loans may require security for higher amounts.
03

My credit score is low. Can I still apply?

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Yes! While a score of 700+ is ideal, we partner with lenders who look beyond just the score. We evaluate your income stability and potential to repay to find you a suitable offer.
04

Are there any prepayment charges?

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We compare offers from 15+ top banks and NBFCs to get you the lowest interest rate and best terms. Plus, our 100% digital process means no branch visits and zero hassle.
05

Can self-employed individuals apply?

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Yes, self-employed individuals can apply by submitting ITR, business proof, and bank statements.
06

Can I close my loan early?

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Yes, you can foreclose your loan or make part-payments. Charges vary by lender, but we always negotiate for the most flexible terms for you.

Ready to Get Your Personal Loan?

Join thousands of satisfied customers who got instant approval and quick disbursal

Apply Now - It's Free!

— CONTACT US —

Don’t Bother Yourself with Loan Queries!

Talk to our experts for any assistance.

SUM8 Services provides reliable loan advisory & financial assistance. Reach out to us anytime for queries related to Personal Loans, Business Loans, or Instant Credit solutions.

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Phone Number

+91 9345678900

✉️

Email

admin@sum8.in

📍

Address

BMR Enclave, Kudlugate, Bangalore, Karnataka

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Working Hours

Mon – Sat: 10 AM – 7 PM