SUM8 Services Ashtamaya – The Sum of Trust
BMR Enclave, Kudlugate, Bangalore, Karnataka,IN
admin@sum8.in

Unlock Funds with Loan Against Property

Leverage your residential or commercial property to get high-value loans at attractive interest rates with flexible repayment options.

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Get Loan Against Property up to ₹2 Crore — Low Interest & Long Tenure

Unlock the value of your residential or commercial property with attractive interest rates starting from just 9.25% p.a. and flexible repayment options.

✔ Loan up to 70% of Property Value
✔ Lower Interest than Personal Loans
✔ Tenure up to 20 Years

Apply for Loan Against Property

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Find Best Loan Against Property Loan Offers

100% Digital Process* Quick Disbursal
Max. Loan Amt. ₹1cr +
Rate of Interest 7.9% p.a onwards/span>
Tenure upto 1-7 Years
Processing Fee upto 2%
100% Digital Process* Quick Disbursal
Max. Loan Amt. Upto ₹2cr
Rate of Interest 7.65% p.a onwards
Tenure upto 1-7 Years
Processing Fee Upto 2%
Low Processing fee
Max. Loan Amt. ₹2cr+
Rate of Interest Starting From 8.1%
Tenure upto 1-7 Years
Processing Fee Upto 2%

Calculate Your EMI

Loan Amount
₹
₹1,00,000₹2,00,00,000
Loan Tenure
Years Months
yrs
1 year10 years
Interest Rate
%
7% p.a.30% p.a.

Monthly EMI

₹ 0

Principal ₹ 0
Interest ₹ 0
Total ₹ 0
● Principal    ● Interest
×

Repayment Schedule

Month EMI Principal Interest Balance

Why Choose Us For LAP ?

Make your dream home a reality with affordable interest rates, long repayment tenures, and a smooth, transparent home loan process.

Quick Approval Process

Get faster home loan approvals through a streamlined digital process, reducing wait times and ensuring timely disbursal.

Safe & Transparent

Bank-grade security and complete transparency in interest rates, charges, and loan terms.

Low Interest Rates

Enjoy competitive home loan interest rates designed to keep your EMIs affordable over the long term.

Long & Flexible Tenure

Choose repayment tenures of up to 30 years, giving you financial comfort and flexibility.

Minimal Documentation

Simple documentation and a fully digital application process ensure a smooth home loan journey.

Property-Based Financing

Home loans are secured against property, helping you access higher loan amounts at lower interest rates.

Loan Against Property – Eligibility & Documents Required

For Salaried Individuals

  • ✔ Age: 25 to 60 years
  • ✔ Minimum monthly income: ₹30,000
  • ✔ Minimum 2 years total work experience
  • ✔ Minimum 1 year in current employment
  • ✔ Property must be owned and legally clear
  • ✔ Credit Score: 650+ preferred

For Self-Employed / Business Owners

  • ✔ Age: 25 to 65 years
  • ✔ Minimum annual income: ₹4,00,000
  • ✔ Business vintage: Minimum 3 years
  • ✔ ITR for last 2–3 years required
  • ✔ Stable and consistent business turnover
  • ✔ Credit Score: 650+ preferred

Documents Required

  • ✔ Aadhaar Card & PAN Card
  • ✔ Latest 6 months Bank Statements
  • ✔ Salary Slips / ITR (2–3 years)
  • ✔ Property Title Deed / Sale Agreement
  • ✔ Approved Building Plan & Property Tax Receipts
  • ✔ Address Proof (Utility Bill / Rental Agreement)
  • ✔ Passport-size Photograph
  • ✔ Additional documents if required by lender

Points to Keep in Mind Before Taking a Loan Against Property

Frequently Asked Questions

01

Why should I choose your Loan Against Property services?

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We offer high loan amounts, lower interest rates, longer tenures, and quick approvals. Our experts guide you through every step to ensure maximum value and a smooth borrowing experience.
02

How much loan can I get against my property?

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You can avail a loan of up to 60%–70% of the market value of your residential or commercial property, depending on income, credit score, and property valuation.
03

How fast can a Loan Against Property be approved?

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With proper documentation and valuation, approvals can be completed within 3–5 working days. Disbursal timelines depend on legal and technical verification.
04

Can I use a Loan Against Property for any purpose?

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Yes. Loan Against Property is a multipurpose loan and can be used for business expansion, education, medical needs, debt consolidation, or major personal expenses.
05

Do I need a high credit score to get a LAP?

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A good credit score helps secure better interest rates, but applicants with average scores can also qualify based on income stability, property value, and repayment capacity.
06

What documents are required for a Loan Against Property?

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Documents typically include PAN, Aadhaar, income proof, bank statements, property documents, title deed, and legal ownership records. Our team assists you throughout the process.
07

Are part-payment and foreclosure allowed?

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Yes. Most floating-rate LAP products allow part-payment and foreclosure with minimal or zero charges, helping you save on interest costs.
08

Can self-employed individuals apply for a Loan Against Property?

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Absolutely. Self-employed individuals, business owners, and professionals can apply by providing income proof, bank statements, and valid property ownership documents.

Ready to Get Your LAP Loan?

Join thousands of satisfied customers who got instant approval and quick disbursal

Apply Now - It's Free!

— CONTACT US —

Don’t Bother Yourself with Loan Queries!

Talk to our experts for any assistance.

SUM8 Services provides reliable loan advisory & financial assistance. Reach out to us anytime for queries related to Personal Loans, Business Loans, or Instant Credit solutions.

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Phone Number

+91 9345678900

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Email

admin@sum8.in

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Address

BMR Enclave, Kudlugate, Bangalore, Karnataka

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Working Hours

Mon – Sat: 10 AM – 7 PM